Tag: Digital banking

Fiserv-First Data: Why small banks fear big fintech

The news that Fiserv is buying First Data may be unwelcome to small banks and credit unions as some fear it will create a combined entity that is even slower and more bureaucratic than the large core vendors are seen as today. The deal makes sense for Fiserv. It brings together two financial industry behemoths:…
Read more


January 16, 2019 0

To capitalize on open banking, the industry needs standards

The age of open banking is still in its infancy. For years, fintech companies have collected consumers’ bank data when they willingly hand over their bank credentials to use a service. However, only a handful of banks are sharing financial data with third-party developers through a more secure and modern method: application programming interfaces. Some…
Read more


April 14, 2018 0

Zelle’s anti-fraud efforts trip up key group: Its users

The person-to-person payments service Zelle differentiates itself from rivals by promising users that transactions sent over its network will clear in near-real time. Yet in recent months, the service has faced a number of complaints from consumers who say they are having problems sending or receiving money or setting up accounts in the first place.…
Read more


January 17, 2018 0

New CEO’s challenge: Bring bank into 21st century

At Carter Bank & Trust in Martinsville, Va., 2018 is likely to go down as the year the $4.2 billion-asset company stopped competing with one hand tied behind its back. Carter Bank is in the midst of a comprehensive overhaul of its operating system that, when completed in the third quarter, would allow it to…
Read more


December 29, 2017 0

Doing customers wrong allows your competitor to make things right

A few years ago, I attended a session at a community banking conference on how to build a successful balance-transfer credit card program. The speaker summarized the unofficial motto of his bank’s program as: “We want customers to pay off all their balances … except ours.” Everyone in the room laughed. It was a small…
Read more


December 20, 2017 0

The top tech priorities for banks in 2018

In the blink of an eye, consumers have evolved from being wary of mobile banking to casually quizzing robots in their home about their spending habits. Innovation in banking will continue at its rapid pace in 2018 as more of every bank’s budget is earmarked toward technological development, said Mitch Siegel, financial services strategy leader…
Read more


December 19, 2017 0

To compete with big tech firms, banks need big-tech talent

Nine years ago, D.J. Patil and Jeff Hammerbacher coined the term “data scientist.” Four years later, Patil and Thomas Davenport deemed the profession “the sexiest job of the 21st century” in the pages of Harvard Business Review. Ever since then, companies of all types have been struggling with a massive supply-and-demand imbalance of data scientists.…
Read more


December 11, 2017 0

The internet name many banks are afraid to use

After Farmers & Merchants State Bank switched its internet domain from dot-com to dot-bank, the Archbold, Ohio-based bank received a handful of calls from customers wondering where its website had gone. The $1 billion-asset bank also noted some assumed when a sentence ended “.bank.” in its promotional materials, the last period was part of the…
Read more


November 11, 2017 0

An AI startup brings a virtual assistant to the debit card

The fintech startup Douugh, which has built an artificial intelligence engine designed to help consumers regain financial health, and Choice Financial, a community bank based in Fargo, N.D., are teaming up to create a new digital bank account and debit card. The two firms will jointly launch a checking account and debit card with Douugh’s…
Read more


November 7, 2017 0

Small banks can make it without a tech makeover

Bank futurists seem to coalesce around the same prediction: Technology will take over banking. So banks must get on board, they say, with data mining, artificial intelligence programs and other high-tech services — or they risk their demise. Few people take issue with the premise of this argument. Technology and online banking is, after all,…
Read more


November 2, 2017 0

Take a look at the kinds of features you can include in your design to make your card stand out!

See Features!

Our team will help you get the most out of your card designs while keeping costs affordable for your institution.

See Examples!

We have plenty of finishes available to help your card designs fully represent your institution!

See Examples!

Don't let this merger leave you in the dust! Let our team of experts work with you to give you the highest level of customer service and access to the most competitive prices and technology on the market!

Learn More!

Take a look at some of the finishes you can use on your metal cards to make them really stand out!

See Examples!