Month: March 2018

Fed launches study of causes and effects of payments fraud

WASHINGTON — The Federal Reserve Board on Thursday said it has commissioned a third-party study into the costs and causes of payments fraud, following a recommendation of its own years-long examination of how to modernize the U.S. payments system. The Fed said it has commissioned the Boston Consulting Group to “measure fraud and associated costs…
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March 31, 2018 0

3.29.18 Your morning briefing

The information you need to start your day, from PaymentsSource and around the Web: The ransoming of Atlanta About 8,000 city workers in Atlanta were able to turn on their computers for the first time in about a week after a ransomware attack. The New York Times reports the attack halted payments for traffic tickets…
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March 29, 2018 0

Consumers lose when small banks can’t compete

As Congress considers a major regulatory relief bill for the banking industry, lawmakers must remain focused on giving community banks relief from regulation that is harming the industry and reducing competition. One of the strengths of the American economic system is our impetus for competition. We believe that more competition in the market makes things…
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March 29, 2018 0

Amazon’s next challenge: Teens without cards, checking accounts

Amazon.com has millennial shoppers nailed down. And their parents. And most of their grandparents. But one group of potential customers has eluded the world’s biggest internet retailer. Teenagers, otherwise known as Generation Z, with their lack of debit and credit cards, their absence of bank accounts and their overwhelming preference for actually putting on clothes…
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March 29, 2018 0

3.28.18 Your morning briefing

The information you need to start your day, from PaymentsSource and around the Web: Uber the money Uber has applied for an e-money license from the Dutch central bank, a move designed to diversify the ride sharing app’s financial options and gain new revenue streams from its considerable enrollment base. An Uber spokesperson told Sky…
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March 28, 2018 0

The Future of B2B Card Payments: Virtual, Enabled, Automated

Daniel Greco 2 months ago In the consumer world, the use of paper checks has been steadily declining, from 46 percent of payments in 2003 to just 13.4 percent of payments in 2015. Check payments have largely been replaced by debit and credit cards. In contrast, business check use remains stubbornly high, with businesses reporting in 2016 that they still…
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March 27, 2018 0

Google Pay’s P-to-P finds its voice

Google Pay users can now simply tell Google Assistant on their Android and iOS phones to make a payment to another person. The voice-activated payment option has been added to Google Pay’s features to address situations in which consumers have to pay someone back, for example, after a weekend activity, Sam Kensara, product manager for…
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March 22, 2018 0

Community bank launches digital account targeting the unbanked

Axiom Bank in Orlando, Fla., has launched an all-digital account it says is designed for the underbanked and unbanked. AxiomGo is a paperless checking account for customers who want an alternative to prepaid cards and traditional checking, the community bank said. Axiom partnered with the fintech firm Malauzai to design and deploy a mobile app…
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March 22, 2018 0

Biggest US Credit Unions by Asset Size (2018)

We’ve found that it’s harder than it should be to obtain a current list of the biggest banks by asset size, so we decided to put it here for easy access. No need to go digging through a database. Here it is.


March 20, 2018 0

As more gas pumps add EMV, connectivity comes to the forefront

As gas stations add EMV-chip card acceptance at the pump, they will also find themselves rebuilding systems for loyalty programs and special offers that were reliant on their older hardware. And the clock is ticking. The card brands set an October 2020 deadline for the EMV liability shift at pumps, delaying it from an earlier…
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March 20, 2018 0

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